LOANS
♦ New Vehicles ♦ Used Vehicles ♦ 2nd Mortgages ♦
♦ Signature/Unsecured ♦ Share Secured ♦ Motorcycles ♦ Boats ♦ ♦ Recreational Vehicles ♦ Campers ♦ Motor Homes ♦
♦ 1st Mortgages done by Midwest Mortgage Partners ♦
♦ For Mortgage Rates and Quotes call Jill at 277-0826 ♦
♦ Signature/Unsecured ♦ Share Secured ♦ Motorcycles ♦ Boats ♦ ♦ Recreational Vehicles ♦ Campers ♦ Motor Homes ♦
♦ 1st Mortgages done by Midwest Mortgage Partners ♦
♦ For Mortgage Rates and Quotes call Jill at 277-0826 ♦
Credit Life Insurance
If you pass away and your claim is payable, your eligible loan balance is reduced or paid offDisability Insurance
If you are disabled due to injury or sickness, after 30 days your loan payments will be paid until you are no longer disabled, your loan is paid off , or you reach the policy maximum.GAP (Gauranteed Asset Protection) Insurance
If your vehicle is stolen, accidently damaged beyond repair, or declared a total loss, GAP will pay the potentially high-cost difference between your insurance settlement and your loan balance. GAP will also give you $1000.00 towards the down payment of your replacement vehicle when you finance the replacement vehicle with Midwest Community Credit Unionwithin 60 days.
MRI (Mechanical Repair Insurance)
MRI pays for covered repairs(cost of parts and labor) on your vehicle during the life of your loan. MRI also includes 24 hour roadside assistance and more.
Loan Rates
| Effective March 2010 | ||||
| New & Used Cars, Motorcycles, & Boats (Based on Blue Book Values) | ||||
| 2010 (new, never titled) | 5.75% APR | 60 months |  |
|
| 6.49% APR | 72 months | |||
| 2008 - 2009 | 6.00% APR | 60 months | ||
| 2004 - 2007 | 6.75% APR | 48 months | ||
| 2001 - 2003 | 7.75% APR | 36 months | ||
| Older then 2001 | 9.25% APR | 24 months | ||
Motor Homes |
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| 2007 - 2009 | 8.00% APR | 60 months | ||
| 2003 - 2006 | 8.25% APR | 48 months | ||
| Older then 2002 | 9.75% APR | 30 months | ||
| *These guidelines are subject to condition, size and options. | ||||
Campers |
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| New | 8.75% APR | |||
| Used | 9.75% APR | |||
| **Terms vary according to age, condition and options. | ||||
Other Recreational Vehicles (ATV's, Bikes, Snowmobiles) |
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| New | 11% APR | 60 months | ||
| Used | 13% APR | 48 months | ||
| top |
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2nd Mortgage |
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| 6.00% APR for 60 months | ||||
| 3 year balloon, 15 year amortization available, can borrow up to 80% of the assessed value of the home |
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Signature Loans |
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| 11.90% APR 36 months $20,000.00 max (based on 10% of annual gross income) | ||||
Share Secured |
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| share rate + 4% APR | ||||
Certificate Secured |
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| 4% APR above the rate of certificate is used as collateral. Rate is charged for length of loan regardless of renewal rate on CD. | ||||
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